Know Where You Stand: Move Forward with Confidence
Most first-time buyers wonder if they can afford a home. Smart buyers make sure they’re prepared for every step, including protecting their future.
The First-Time Buyer Affordability & Protection Health Check is more than a mortgage calculator. In just a few minutes, you’ll get a personalised snapshot of your deposit strength, borrowing confidence, monthly affordability, and protection readiness. See where you’re strong, where you might need support, and what your best next move is, before you speak to an adviser. With over 70% of first-time buyers feeling anxious about hidden costs and long-term security, this Health Check brings clarity, confidence, and expert insight from a trusted team that understands the real challenges of buying your first home. Take control of your journey and make choices that keep you safe and secure for years to come.
Your Personalised Scores: What We Assess
Deposit Position
See how your savings and deposit stack up against what lenders and the market expect for first-time buyers.
Borrowing Confidence
Find out how confident you can be in qualifying for the right mortgage based on your income, credit, and financial history.
Monthly Affordability
Discover whether your current finances will comfortably support your new monthly payments and living expenses.
Protection Readiness
Learn if you have the right safeguards in place should life circumstances change unexpectedly after you buy.
